Don’t Settle For High Interest Rates

If you are like most Americans, you have multiple credit cards and most likely unpaid balances. So the interest rate at which you borrow money is of primary importance for you. Read more »

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Too Many Credit Cards Can Damage Your Credit Score

If you feel that you are becoming addicted and can’t stop opening newer and newer credit cards, it does not hurt to know that enough is enough. Actually, when you have too many credit cards, this might damage your credit score. Read more »

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The Downside of Being Debt Free

While for the majority of the Americans being debt free is a dream that never comes true, it might be worth knowing that being debt free is sometimes a real drawback. Maybe you wonder how this could happen. Just read on! Read more »

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How Much Personal Debt Is Too Much?

Personal debt is a problem for many individuals. Any debt can be hard to pay back but when the ratio between your income and your personal debt reaches a critical point, this becomes a problem. Read more »

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