Children are frequently given piggy banks on various occasions. The idea is that a piggy bank will teach a kid to save. Well, judging by the global level of indebtedness, our generation hasn’t learned the lesson and we all need not one but multiple huge piggy banks.
No, I don’t mean that adults need to get a piggy bank just to learn to save, though it certainly won’t hurt. Rather, a piggy bank can be an asset when you really need it.
When you shop and the change is dimes and nickels, you can easily put these dimes and nickels in your piggy bank. These are just cents and you won’t feel robbed when you don’t have them – you go without them without a problem.
Just keep on putting these dimes and nickels when you have them and don’t touch your piggy bank. In a year or so you will have accumulated an impressive amount, like $100, $200, or even more without the pain to save them on purpose.
Now you can reward yourself for being so disciplined with this nickels and dimes thing and you can use the money to buy yourself something big and memorable. Or you can go on adding nickels and dimes till you reach $500 or 1K and use the money for something really big.
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