Child life insurance is an example of how unscrupulous merchants drain money out of caring parents. A cunning salesman approaches you and tells you that if you are a good parent and you want to protect your child, you might want a child insurance policy. Besides, it is cheap, so if you really care about your child, you ought to insure him or her.
But wait! How can a child life insurance policy protect them? You mean that a child life insurance policy will prevent a fatal car crash on the road or a brick falling on their head? Nonsense! Life insurance policies are not protection against death; they are aimed to relief the financial burden of the survivors, especially when they are dependent ones. And are parents dependent on their young children? Certainly not – it is just the opposite. So, don’t buy the cheap tricks! If you love your children, buy them something nice and healthy – not a bogus piece of paper!
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